Collateral Expert® is a highly advanced, interactive, and automated fraud detection solution that can instantly identify what a subject property was worth at a specific point in time, as well as potential "flips" or fraudulent activities related to a specific property. 

Since it’s an address-driven valuation review solution, it can be used to analyze estimated market values provided within evaluation products, as well as appraisals. With just a few clicks to designate criteria, the fully extensible and easily configurable tool scans relevant public records data for traditional indicators of fraud, while providing enhanced insight into the buyer-seller relationship.

This comprehensive solution is used for defense against buy back demands, for appraisal review, quality control and general property review, and provides wide-scale value for lenders, investors, banks, AMCs , and Compliance Agencies.

Collateral Expert®  is processed as of the current date and includes interactive mapping capabilities and specific and critical details about:

  • Nearby closed, open and pending sales

  • Nearby listings

  • Neighborhood trends

  • County assessor data

  • Property occupancy

  • Local market trends

  • Foreclosure activity

  • Subject property market analysis

  • Transaction history, including transfer and deed types

Collateral Expert® Retro is processed as of a retrospective date, such as the appraisal date, and provides unmatched retrospective property data. Collateral Expert® Retro includes interactive mapping capabilities and specific and critical details about:

  • Past nearby closed and pending sales

  • Past nearby listings

  • Retrospective neighborhood trends

  • Past county assessor data

  • Retrospective local market trends

  • Past foreclosure activity

  • Retrospective transaction history, including transfer and deed types

Collateral Expert® is easy to integrate into any existing platform, providing workflow ease and efficiency while surfacing a robust and transparent view of the subject property and its local market.

Call 1-800-434-7260.

Mercury Network acquired Platinum Data in August of 2016. For more details on the acquisition, click here.